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6310 N. Nebraska Ave
Tampa, FL, 33604
United States

813-237-5805

Florida Fast Title Service Inc. is a full service Title and Tag service.   Founded in 1990, We have spent 20 years meeting the needs of the Automotive, Financial, Insurance & Mobile Home Industry. Our client base includes: Independent Dealers, Franchise Dealers, Financial Institutions, Credit Unions, Insurance Companies, Land Title & Escrow Companies.

Title Goddess

The Bonded Title in Florida

Karen Matera

Until a few years ago, when you purchased a vehicle in Florida with a defective title, unless you were able to get the needed documents from the seller, your only recourse to get that vehicle on the road was through a court order.  You now have a new option.  The Bonded Title.

Costs of the Bond start at $113.00 and increase as the vehicle's Blue Book value increases.  The cost of the bond is in addition to the applicable sales tax, state title and tag fees, as well as processing fees.

The title carries the brand of " Bonded" for a period of three years.  However, the vehicle can be registered and sold just like any other vehicle.

WWW.FLORIDAFASTTITLE.COM

***thetitlegoddess

Certificate of Destruction vs. Salvage Title

Karen Matera

When a vehicle is involved in an accident, and the insurance company declares the vehicle a total loss, they may request that the state reclassify the title as a certificate of destruction or a salvage title.  So what's the difference?

A certificate of destruction is basically a Death Certificate.. That vehicle can never be operated on the road again.  I REPEAT, It's days are over. Period.  These CD's cannot be rebuilt...  They are meant to become a giant ball of scrap metal or stripped of its parts.

A salvage title, is a different animal.  Most states have a mathematical equation in which they take the current value of the vehicle against the cost to repair.  If the cost to repair is less than , usually about 70 to 80% of the vehicle value they may request that a salvage title be issued.  In most states, this means that the vehicle can be repaired and put back up on the road, subject to DMV inspections.  Keep in mind that some states still have a " Salvage Un rebuildable" title classification, which means simply that,  it cannot be put back on the road.

*** thetitlegoddess

Your guide to buying a car on Craigslist and Ebay.

Karen Matera

Rarely, does a week go by, here at Florida Fast Title Service Inc., that we do not receive a call from a panic stricken person who has recently purchased a vehicle from either craigslist or eBay that has either a defective title or no title at all. Now, with that being said,  I am still a huge fan of both of these sale venues, and I believe they are a fantastic tool for finding a vehicle.  You just need to be smart about transacting your purchase.   I just cannot stress enough how important it is that you do your homework before handing over your hard earned cash.  I see professional intelligent people weekly who find themselves with a major title problem.

Here are some tips to checking that title validity.

  1.  Make sure that the person selling you this vehicle is actually listed as the titled owner. Not just signed over to them.
  2. Make sure there are no erasers, corrections, or strike outs on the title. ( in many cases this voids the title all together)
  3. Get a separate bill of sale! ( This is usually needed by the DMV to process)
  4. Make sure vehicle does not have any brands such as salvage, flood etc.
  5. Contact your local DMV and make sure the title you are holding in your hand is the most recent title issued.
  6. Run a Carfax report.. ( The extra $20.00 is well worth it)
  7. Contact your local police department and ask them to run the V.I.N and make sure the vehicle is not stolen.
  8. Always get a good contact name, number and address from the seller, in case you need his help later.
  9. No matter how tempting,  don't under disclose the value of the vehicle.  The few dollars in sales tax you save is not worth the penalties when you get caught.
  10. If at all possible...  GO TO LOCAL DMV WITH THE SELLER,  have the title transferred into your name as you are finalizing the sale.

Happy Hunting People!!!!

salvage title, lost title, rebuilt title, antique car title, title problems.

*** thetitlegoddess

The Title Goddess is here! Cars, Motorcycles, Boats and More! Ask away....

Karen Matera

So,  new to this whole blogging thing, but not new to the world of car titles.  I've spent the last 25 years solving title  problems all over the world.   I was affectionately given the name " Title Goddess"  several years ago by one of my long term customers, and it stuck, so I went with it.   My plan for this blog is to put my expertise out to the public.  I want to hear your questions.  I mean , this is a chance for free advice.  Sooooooooooooooo,  lets go!

Hit me with them!!!

Sincerely,

*** thetitlegoddess