Real Property Decal vs. Regular Decal for Mobile Homes in Florida
Karen Matera
Understanding the Difference: Real Property Decal vs. Regular Decal for Mobile Homes in Florida
When owning a mobile home in Florida, it's crucial to understand the various decals required by state regulations. Two key types of decals you might encounter are the Real Property Decal and the Regular Decal. Both serve important but distinct purposes, and knowing the difference can help you stay compliant with state laws and avoid potential fines or legal issues. Let's dive into what sets these two decals apart.
Real Property Decal
A Real Property Decal is issued for mobile homes that are classified as real property. In Florida, a mobile home is considered real property if it is permanently affixed to land that you own, making it immovable. This classification essentially turns your mobile home into a permanent structure similar to a traditional house.
Key Features of Real Property Decal:
Permanent Structure: The mobile home is permanently attached to the land you own.
Tax Implications: You will pay property taxes on the mobile home as part of your real estate taxes.
Registration: You need to file an affidavit certifying that the mobile home is permanently affixed to the land and provide necessary documentation to the local property appraiser's office.
Decal Placement: The Real Property Decal should be displayed in a visible location on the mobile home, usually near the entrance.
Regular Decal
A Regular Decal, on the other hand, is issued for mobile homes that are not permanently affixed to land, meaning they can be moved. This type of decal is necessary regardless of whether you own or rent the land where the mobile home is placed.
Key Features of Regular Decal:
Movable Structure: The mobile home can be relocated and is not permanently attached to the land.
Annual Renewal: The decal must be renewed annually, similar to vehicle registration.
Registration Fees: You will pay annual registration fees to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV).
Decal Placement: The Regular Decal must be displayed in a prominent position on the mobile home, typically near the front door or window.
Why the Difference Matters
Understanding the difference between these decals is essential for several reasons:
Compliance: Displaying the correct decal ensures you are compliant with state regulations, avoiding fines or legal issues.
Taxation: Knowing the classification of your mobile home affects your tax obligations, helping you plan and budget accordingly.
Insurance: The type of decal can impact your insurance coverage. Mobile homes classified as real property may have different insurance requirements compared to those classified as personal property.
Conclusion
Whether your mobile home is considered real property or personal property, displaying the correct decal is vital for compliance with Florida laws. The Real Property Decal signifies a permanently affixed structure with associated property taxes, while the Regular Decal indicates a movable home requiring annual registration. By understanding these distinctions, you can ensure proper documentation and adherence to state requirements, providing peace of mind and avoiding potential legal pitfalls.
If you have further questions or need assistance with your mobile home decal, don't hesitate to contact your local property appraiser's office or the Florida Department of Highway Safety and Motor Vehicles. They can provide detailed guidance tailored to your specific situation.