IDENTIFYING A MOBILE HOME

How to find your mobile home’s VIN number

Where to find your mobile home’s VIN

Your mobile home VIN number is often found:

• On the data plate inside your home.

• Stamped on your mobile home’s steel frame. 

• On the outside of the front end-wall.

• Outside the main entry door near the lower right corner. 

• On the front-most cross-member of the steel frame. 

The Department of Housing and Urban Development (HUD) requires every mobile home to have a data plate, which is installed while the home is built in the factory. The plate can often be found on the master bedroom’s closet wall, under the kitchen sink on the cabinet doors, or near the home’s HVAC system closet, electrical panel, or backdoor. Some mobile homeowners find that the data plate has been removed or painted over, so you may need to do some exploring.

Your VIN may also be located on the exterior of the home. Mobile homes with more than one section usually have a slightly different VIN for each section. 

If your mobile home already has a skirt around it, locating the steel chassis may be difficult. You’re looking for letters and numbers that are at least three-eighths of an inch tall. Look for the steel beam running parallel with the front of the home that the original triangular tongue beam attached to when transporting. This is one of the easier places to locate the VIN. For other areas of the mobile home, you may have to remove some of the skirting to locate it.

Finding your VIN when your mobile home was manufactured before 1976

If your mobile home was manufactured before 1976, the VIN may appear in one of the following places:

• Near the electric panel.

• On the tongue or hitch.

• On the enclosure for the hot water tank.

• Inside the cabinet under the kitchen sink.

• On the wall of a bedroom closet.

What’s on a data plate?

In addition to your mobile home VIN, that data plate has other handy information:

• The manufacturer’s name and address.

• A serial number with model designation.

• The date of manufacture.

• A statement required by HUD: “This manufactured home is designed to comply with Federal manufactured Home Construction and Safety Standards in force at the time of manufacture.”

• A list of certification labels affixed to each transportable section of the home.

• A list of all factory-installed equipment.

• A map and reference with wind zone, snow load, and roof load of the manufactured home.

You should protect your data plate if you ever remodel or repair your mobile home. Put plastic over it and take and store photos of the plate to make sure the data remains accessible.

What is a HUD tag?

While searching for your data plate and VIN, you may run across another important tag on your mobile home. This is a HUD tag (also called a certification label), and it’s a two-inch by four-inch metal plate on the back exterior of your mobile home. On it, you’ll find a three-letter that identifies the in-plant primary inspection agency that inspected your mobile home. HUD tags also have six-digit serial numbers that the label supplier furnishes. 

All manufactured homes made after June 1976 must have a HUD tag.

HUD plates can be very helpful in identifying the home through a cross reference process.

REACH OUT TO US FOR MORE DETAILS. INFO@FLORIDAFASTTITLE.COM

The Dangers of Blockchain Vehicle Titles or digital titles: What You Need to Know

The Dangers of Blockchain Vehicle Titles: What You Need to Know

Blockchain technology has gained immense popularity over the past decade, touted as a secure, transparent, and efficient way to manage data. While it holds promise in many areas, the idea of applying blockchain to vehicle titles is fraught with potential dangers. As more states and countries explore this option, it’s important to examine the risks involved. Below are some of the key concerns about blockchain vehicle titles that consumers and policymakers should be aware of.

1. Irreversibility of Errors

One of the most significant dangers of blockchain technology in any application is the immutability of the records. While this is often seen as a strength, ensuring that data cannot be tampered with, it also means that any error or fraudulent entry is permanently recorded. In the context of vehicle titles, a simple clerical mistake, such as entering the wrong VIN number or owner information, could become nearly impossible to correct. This could lead to ownership disputes, legal battles, and considerable inconvenience for vehicle owners.

2. Cybersecurity Risks

Blockchain technology is not immune to cyber threats. While the decentralized nature of blockchain provides some level of security, it also introduces vulnerabilities. Hackers could potentially exploit flaws in the system to alter or steal vehicle title information, leading to fraudulent transfers of ownership. As blockchain-based systems become more widespread, they are likely to become increasingly attractive targets for cybercriminals.

3. Lack of Consumer Control

Another concern with blockchain vehicle titles is the potential loss of control for consumers. In traditional systems, if there is an issue with a vehicle title, the owner can contact the relevant department to resolve it. With a blockchain system, especially a public one, this process could be more complex and less transparent. Consumers might find themselves at the mercy of an automated system with limited recourse for correcting issues or disputing records.

4. Challenges with Adoption and Compatibility

The transition to blockchain-based vehicle titles could be uneven, with some states or countries adopting the technology faster than others. This could create compatibility issues, particularly in the case of interstate or international vehicle sales. A vehicle titled in a blockchain system in one state might not be easily transferable to another state that uses a traditional system, leading to delays and complications in the sale or transfer of vehicles.

5. Privacy Concerns

Blockchain’s transparency, while beneficial in many ways, can also pose privacy risks. Vehicle titles contain sensitive information, including the owner’s name, address, and vehicle details. If not properly managed, this information could be accessible to unauthorized individuals, leading to privacy breaches. Even if personal data is encrypted or anonymized, there is always a risk of re-identification, especially as more data becomes available.

6. Potential for Fraud

While blockchain is often promoted as a fraud-proof system, it is not completely immune to manipulation. Fraudsters could potentially exploit weaknesses in the system, such as social engineering attacks or vulnerabilities in the blockchain protocol itself. Additionally, the irreversible nature of blockchain transactions means that once a fraudulent transfer is recorded, it may be very difficult to reverse.

7. Regulatory and Legal Challenges

The legal framework surrounding vehicle titles is complex and varies widely between jurisdictions. The introduction of blockchain technology into this space could create legal uncertainties, particularly regarding the recognition of blockchain titles in courts or during legal disputes. Furthermore, regulators may struggle to keep pace with the rapid evolution of blockchain technology, potentially leading to gaps in oversight and enforcement.

8. Dependence on Technology

Blockchain systems require a robust technological infrastructure to function effectively. This includes reliable internet access, secure digital wallets, and an understanding of how to use blockchain technology. For individuals who are not tech-savvy, or for those in areas with limited access to technology, this could create significant barriers to vehicle ownership or title transfers.

Conclusion

While blockchain technology has the potential to revolutionize many industries, its application to vehicle titles is not without significant risks. From the irreversibility of errors and cybersecurity threats to privacy concerns and legal challenges, the dangers of blockchain vehicle titles cannot be ignored. Policymakers, consumers, and industry stakeholders must carefully weigh these risks against the potential benefits before moving forward with widespread adoption. It is essential to proceed with caution, ensuring that robust safeguards are in place to protect consumers and maintain the integrity of vehicle title systems.

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Don't Get Screwed: Watch Out for Motor Vehicle Title Scams

Don't Get Screwed: Watch Out for Motor Vehicle Title Scams

Buying a used car is exciting, but it can also be nerve-wracking. You want to make sure you're getting a good deal on a reliable vehicle. One area where scammers love to lurk is with motor vehicle titles. A fraudulent title can lead to a whole lot of headaches down the road, so it's important to be aware of the common scams and how to protect yourself.

Here are some of the red flags to watch out for:

• Fake Titles: This one seems obvious, but scammers can be very good at creating counterfeits. Check for signs of tampering on a paper title, like erasures, misspellings, or strange fonts.

• Salvage Title Shenanigans: A car with a salvage title has been declared a total loss by an insurance company. These vehicles are much cheaper, but scammers might try to pass one off as having a clean title. Be wary of sellers who seem overly eager to avoid a title inspection.

• Title Jumping: In this scam, the seller (often an unlicensed dealer) never registers the car in their name before selling it to you. This means you're on the hook for any back taxes or fees, and you might have trouble registering the car yourself.

• VIN Mishaps: The Vehicle Identification Number (VIN) is like the car's fingerprint. Scammers might try to swap the VIN from a wrecked car onto a better-looking one. Always check that the VIN on the title matches the one on the car itself.

How to Protect Yourself:

• Get a History Report: Run a vehicle history report to check for accidents, salvage titles, and other issues.

• Use a Title Verification Service: Some states offer title verification services, which can help you confirm the title's legitimacy.

• Reach out to a Title professional Before finalizing the sale, have the title checked out by the They can verify its authenticity and make sure there aren't any liens on the vehicle.

• Never Pay in Cash: Use a secure payment method like a cashier's check or money order. This will give you a paper trail in case something goes wrong.

By following these tips, you can avoid becoming a victim of a motor vehicle title scam. Remember, if something seems too good to be true, it probably is. Don't be afraid to walk away from a deal if you have any doubts about the title or the seller.

Happy (and Scam-Free) Car Buying!

Real Property Decal vs. Regular Decal for Mobile Homes in Florida

Understanding the Difference: Real Property Decal vs. Regular Decal for Mobile Homes in Florida

When owning a mobile home in Florida, it's crucial to understand the various decals required by state regulations. Two key types of decals you might encounter are the Real Property Decal and the Regular Decal. Both serve important but distinct purposes, and knowing the difference can help you stay compliant with state laws and avoid potential fines or legal issues. Let's dive into what sets these two decals apart.

Real Property Decal

A Real Property Decal is issued for mobile homes that are classified as real property. In Florida, a mobile home is considered real property if it is permanently affixed to land that you own, making it immovable. This classification essentially turns your mobile home into a permanent structure similar to a traditional house.

Key Features of Real Property Decal:

1. Permanent Structure: The mobile home is permanently attached to the land you own.

2. Tax Implications: You will pay property taxes on the mobile home as part of your real estate taxes.

3. Registration: You need to file an affidavit certifying that the mobile home is permanently affixed to the land and provide necessary documentation to the local property appraiser's office.

4. Decal Placement: The Real Property Decal should be displayed in a visible location on the mobile home, usually near the entrance.

Regular Decal

A Regular Decal, on the other hand, is issued for mobile homes that are not permanently affixed to land, meaning they can be moved. This type of decal is necessary regardless of whether you own or rent the land where the mobile home is placed.

Key Features of Regular Decal:

1. Movable Structure: The mobile home can be relocated and is not permanently attached to the land.

2. Annual Renewal: The decal must be renewed annually, similar to vehicle registration.

3. Registration Fees: You will pay annual registration fees to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV).

4. Decal Placement: The Regular Decal must be displayed in a prominent position on the mobile home, typically near the front door or window.

Why the Difference Matters

Understanding the difference between these decals is essential for several reasons:

• Compliance: Displaying the correct decal ensures you are compliant with state regulations, avoiding fines or legal issues.

• Taxation: Knowing the classification of your mobile home affects your tax obligations, helping you plan and budget accordingly.

• Insurance: The type of decal can impact your insurance coverage. Mobile homes classified as real property may have different insurance requirements compared to those classified as personal property.

Conclusion

Whether your mobile home is considered real property or personal property, displaying the correct decal is vital for compliance with Florida laws. The Real Property Decal signifies a permanently affixed structure with associated property taxes, while the Regular Decal indicates a movable home requiring annual registration. By understanding these distinctions, you can ensure proper documentation and adherence to state requirements, providing peace of mind and avoiding potential legal pitfalls.

If you have further questions or need assistance with your mobile home decal, don't hesitate to contact your local property appraiser's office or the Florida Department of Highway Safety and Motor Vehicles. They can provide detailed guidance tailored to your specific situation.

Retire Mobile Home Title

RETIRING A MOBILE HOME TITLE IN FLORIDA

www.floridafasttitle.com has been retiring mobile home titles in Florida for over 30 years.  We do this quickly and for a very reasonable fee. 

Understanding Mobile Home Titles: Before diving into the retirement process, it's essential to grasp the concept of mobile home titles. Similar to traditional real estate, mobile homes have titles that establish ownership rights. In Florida, mobile home titles are issued by the Department of Highway Safety and Motor Vehicles (DHSMV) and must be transferred upon sale or retirement.

The service we provide include ALL of the following steps.

Step 1: Verify Eligibility: To retire a mobile home title in Florida, certain criteria must be met. Typically, the mobile home must be permanently affixed to the land it occupies, have its wheels and axles removed. Additionally, any outstanding liens or mortgages, prior to a sale on the property must be resolved before proceeding with the retirement process.

Step 2: Obtain Required Documentation: Gathering the necessary documentation is a critical step in retiring a mobile home title. This may include:

1. Proof of ownership: Confirm the proper documentation demonstrating ownership of the mobile home, such as a bill of sale, certificate of title, or affidavit of ownership.

2. Affidavit of affixture: Submit an affidavit attesting that the mobile home is permanently affixed to the land.

3. Lien release: If there are any outstanding liens or mortgages on the property, obtain a lien release or satisfaction of mortgage from the lienholder.

Step 3:  Record affixation affidavits with the applicable clerk of court.

Step 4: Submit Application to DHSMV: Once you have gathered all the necessary documentation, submit an application for retirement of the mobile home title to the DHSMV. Include the required forms, fees, and any additional supporting documents as outlined by the DHSMV.

Step 5: Await Approval and Issuance of Retired Title: After submitting the application, the DHSMV will review the documentation to ensure compliance with state regulations. Upon approval, they will issue a retired title for the mobile home, indicating that it is no longer considered a motor vehicle and is now classified as real property.

Conclusion: Retiring the title of a mobile home in Florida is a multi-step process that requires careful attention to detail and compliance with state regulations. By understanding the eligibility criteria, gathering the necessary documentation, and following the prescribed procedures. 

LOST TITLE -- REPLACING MOBILE HOME TITLES IN FLORIDA

WWW.FLORIDAFASTTITLE.COM

Have you ever experienced that sinking feeling when you realize you've misplaced something important? Perhaps it's a set of keys or your wallet. But what if it's your title for your mobile home? In Florida, replacing a lost title can seem like a daunting task, but fear not, for there are solutions at hand. Let's delve into the intricacies of lost title replacement in the Sunshine State.

Understanding the Importance of Your Title

Your mobile home title is not just a piece of paper; it's a legal document that proves your ownership of the property. Without it, selling or transferring ownership becomes a complex and often impossible task. That's why it's crucial to keep it safe and secure. However, life happens, and sometimes titles get lost or misplaced.

The Road to Recovery: Lost Title Replacement

If you find yourself in the unfortunate predicament of a lost title, don't panic. Replacing a lost title in Florida is indeed possible, albeit with a bit of paperwork and patience. One option is to utilize the services of a trusted agency like Florida Fast Title (www.floridafasttitle.com). Such agencies specialize in expediting title replacements, saving you time and hassle.

Steps to Replacing Your Lost Title ( BY EMAIL!!!!!!!)

1. Contact our office with as much information as you have available, we will help you fill in the blanks if you are missing some. One of our knowledgeable staff members will assist you in getting documents sent to you to DocuSign. All of these steps can be done via email.

   (813) 237-5805 OR info@floridafasttitle.com

Why Choose Florida Fast Title?

While it's possible to navigate the process of replacing a lost title on your own, many individuals opt to enlist the help of a reputable agency like Florida Fast Title. Here's why:

• Expertise: Florida Fast Title specializes in title replacements, meaning they have the knowledge and experience to expedite the process and have been doing so for 35 years.

• Time-Saving: By utilizing their services, you can avoid the potential delays and complications that may arise from navigating the process on your own.

• Convenience: With online services available, you can initiate the replacement title process from the comfort of your own home.

Final Thoughts

Losing a title for your mobile home can be a stressful experience, but it's important to remember that solutions are available. By following the necessary steps and, if needed, seeking assistance from trusted agencies like Florida Fast Title, you can navigate the process of replacing a lost title in Florida with ease. So, don't let a misplaced title stand in the way of enjoying your property—take action today and regain peace of mind.

Selling a Mobile Home in Florida.

Navigating the Process: How to Title a Mobile Home in Florida After Purchase

Owning a mobile home in the Sunshine State can be a dream come true for many. With its beautiful weather and diverse landscapes, Florida is an ideal location to settle down or enjoy a vacation home. However, before you can fully enjoy the benefits of your mobile home / manufactured home , there’s an important administrative task to tackle: The mobile home title transfer :. Navigating the process of titling a mobile home in Florida may seem daunting at first, but with the right guidance, it can be a smooth and straightforward process. In this guide, we’ll walk you through the steps you need to take to title your mobile home in Florida after purchase.

Understanding the Importance of Titling

First things first, why is titling your mobile home in Florida so important? The title serves as legal proof of ownership, providing you with the rights and responsibilities associated with the property. Without a proper title, you may encounter difficulties when selling the mobile home or transferring ownership in the future. Additionally, having a title is often a requirement when obtaining financing or insurance for your mobile home.

Step 1: Gather Required Documentation

Before you begin the titling process, make sure you have all the necessary documentation on hand. This typically includes:

1. The Bill of Sale for mobile home : This document serves as evidence of the transaction between the buyer and seller. It should include details such as the purchase price, description of the mobile home, i.e. the VIN/Serial number and signatures of both parties. Florida have a state form that is available for free: Google HSMV82050.

2. Manufacturer’s Certificate of Origin (MCO) or Title: If the mobile home is brand new, you’ll need the MCO. If it’s a used mobile home, you’ll need the title signed over to you by the previous owner.

3. Application for Certificate of Title: You can obtain this form from the Florida Department of Highway Safety and Motor Vehicles (DHSMV) website or your local tax collector’s office.

4. Proof of Identity: You’ll need to provide a valid form of identification, such as a driver’s license or state-issued ID.

Step 2: Complete the Application

Once you have all the necessary documents, it’s time to fill out the Application for Certificate of Title. Be sure to provide accurate information and double-check the form for any errors before submitting it. You may also need to pay a title fee, which varies depending on the county.

Step 3: Submit the Application

After completing the application, you can submit it along with the required documentation to your local tax collector’s office or DHSMV branch. It’s a good idea to call ahead and confirm their hours of operation and any specific requirements they may have.

Step 4: Wait for Processing

Once your application is submitted, it will be processed by the DHSMV. Processing times may vary, but you can typically expect to receive your mobile home title within a few weeks.

Step 5: Enjoy Your Mobile Home

Congratulations! Once you receive your title, you can rest easy knowing that your mobile home is officially yours. Now it’s time to kick back, relax, and enjoy all that Florida living has to offer.

Additional Tips

• Keep Copies: Make copies of all the documents you submit for your records.

• Check for Liens: Mobile home title search . Before purchasing a used mobile home, it’s crucial to check for any outstanding liens or debts against the property.

• Consult a Professional: If you’re unsure about any aspect of the titling process, don’t hesitate to seek advice from a company that specializes in mobile home titling.

In conclusion, titling a mobile home in Florida after purchase may require some time and effort, but it’s an essential step in protecting your investment and ensuring a smooth ownership experience. By following the steps outlined in this guide and staying organized throughout the process, you’ll be well on your way to enjoying your mobile home in the Sunshine State.

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ALTERNATIVE OWNERSHIP ANTIQUE VEHICLES

Dear Valued customer.

We are happy to announce that the HSMV has released the revised requirements for title under the Hold Harmless process, now known as TL 72.

Please email us at kelly@floridafasttitle.com with your specific situation and we will help determine if you meet their criteria.

Here is a summary:

• Vehicle must not have a current title record

• You must be a Florida Resident

• Seller must not be from Florida

• Seller must sign a hold harmless agreement ( we can provide the the DMV version)

• You must have a bill of sale on HSMV form 82050 ( we can also provide)

• OR the bill of sale must contain the following and be either notarized or have a perjury clause.

• Year, make , model, body , Vin # or Engine# ( which ever is applicable) Color, Price, Full signature , name and address of both buyers and sellers.

• You must present the vehicle for a vin inspection at a Regional DMV office. We will have a list posted.

• Photo Copy of buyers Drivers license Front and Back.

We look forward to being able to assist you again with your antique vehicle needs.

Karen Matera

MECHANICS LIENS ON VEHICLES TITLED OUT OF STATE UPDATE

**UPDATE: 5/10/21 The Florida DHSMV has determined that if title is being applied for, via the mechanics lien process, on a vehicle from another state a vin verification must be completed by your regional DMV compliance office. This is not your local tax collectors office. If we determine this is needed on your vehicle we will email you the information you need to schedule that inspection.

The Bonded Title in Florida

**UPDATE: The FL DMV has made significant changes to this process making it extremely difficult. Very few scenarios now qualify for a bonded title. Unfortunately with these recent changes, your recourse is back in the hands of the courts.

Until a few years ago, when you purchased a vehicle in Florida with a defective title, unless you were able to get the needed documents from the seller, your only recourse to get that vehicle on the road was through a court order.  You now have a new option.  The Bonded Title.

Costs of the Bond start at $113.00 and increase as the vehicle's Blue Book value increases.  The cost of the bond is in addition to the applicable sales tax, state title and tag fees, as well as processing fees.

The title carries the brand of " Bonded" for a period of three years.  However, the vehicle can be registered and sold just like any other vehicle.

WWW.FLORIDAFASTTITLE.COM

***thetitlegoddess

Certificate of Destruction vs. Salvage Title

When a vehicle is involved in an accident, and the insurance company declares the vehicle a total loss, they may request that the state reclassify the title as a certificate of destruction or a salvage title.  So what's the difference?

A certificate of destruction is basically a Death Certificate.. That vehicle can never be operated on the road again.  I REPEAT, It's days are over. Period.  These CD's cannot be rebuilt...  They are meant to become a giant ball of scrap metal or stripped of its parts.

A salvage title, is a different animal.  Most states have a mathematical equation in which they take the current value of the vehicle against the cost to repair.  If the cost to repair is less than , usually about 70 to 80% of the vehicle value they may request that a salvage title be issued.  In most states, this means that the vehicle can be repaired and put back up on the road, subject to DMV inspections.  Keep in mind that some states still have a " Salvage Un rebuildable" title classification, which means simply that,  it cannot be put back on the road.

*** thetitlegoddess

Your guide to buying a car on Craigslist and Ebay.

Rarely, does a week go by, here at Florida Fast Title Service Inc., that we do not receive a call from a panic stricken person who has recently purchased a vehicle from either craigslist or eBay that has either a defective title or no title at all. Now, with that being said,  I am still a huge fan of both of these sale venues, and I believe they are a fantastic tool for finding a vehicle.  You just need to be smart about transacting your purchase.   I just cannot stress enough how important it is that you do your homework before handing over your hard earned cash.  I see professional intelligent people weekly who find themselves with a major title problem.

Here are some tips to checking that title validity.

1.  Make sure that the person selling you this vehicle is actually listed as the titled owner. Not just signed over to them.
2. Make sure there are no erasers, corrections, or strike outs on the title. ( in many cases this voids the title all together)
3. Get a separate bill of sale! ( This is usually needed by the DMV to process)
4. Make sure vehicle does not have any brands such as salvage, flood etc.
5. Contact your local DMV and make sure the title you are holding in your hand is the most recent title issued.
6. Run a Carfax report.. ( The extra $20.00 is well worth it)
7. Contact your local police department and ask them to run the V.I.N and make sure the vehicle is not stolen.
8. Always get a good contact name, number and address from the seller, in case you need his help later.
9. No matter how tempting,  don't under disclose the value of the vehicle.  The few dollars in sales tax you save is not worth the penalties when you get caught.
10. If at all possible...  GO TO LOCAL DMV WITH THE SELLER,  have the title transferred into your name as you are finalizing the sale.

Happy Hunting People!!!!

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*** thetitlegoddess

The Title Goddess is here! Cars, Motorcycles, Boats and More! Ask away....

So,  new to this whole blogging thing, but not new to the world of car titles.  I've spent the last 25 years solving title  problems all over the world.   I was affectionately given the name " Title Goddess"  several years ago by one of my long term customers, and it stuck, so I went with it.   My plan for this blog is to put my expertise out to the public.  I want to hear your questions.  I mean , this is a chance for free advice.  Sooooooooooooooo,  lets go!

Hit me with them!!!

Sincerely,

*** thetitlegoddess